INTEREST RATES
JANUARY 6, 2012
Certificates of Deposit & Individual Retirement Accounts
|
TERM
|
RATE
|
*APY*
|
MINIMUM TO OPEN
|
|
30 & 60 Days
|
.10%
|
.10%
|
$1,000.00
|
|
3 Months
|
.25%
|
.25%
|
$1,000.00
|
|
6 Months
|
.40%
|
.40%
|
$1,000.00
|
|
12 Months
|
.60%
|
.60%
|
$1,000.00
|
|
18 Months
|
.70%
|
.70%
|
$1,000.00
|
|
24 Months
|
1.00%
|
1.00%
|
$1,000.00
|
|
30 Months
|
1.05%
|
1.05%
|
$1,000.00
|
|
36 Months
|
1.25%
|
1.26%
|
$1,000.00
|
**Assumes quarterly reinvestment of interest.
The APY assumes interest will remain on deposit until maturity, a withdrawal will reduce earnings.
Penalty for early withdrawal.
Checking and Savings Accounts
|
DEMAND THE BEST
|
RATE
|
*APY*
|
|
0-$24,999
|
.15%
|
.15%
|
|
$25,000-$49,999
|
.20%
|
.20%
|
|
$50,000-$99,999
|
.30%
|
.30%
|
|
$100,000+
|
.40%
|
.40%
|
|
MONEY MARKET
|
RATE
|
*APY*
|
|
0-$24,999
|
.15%
|
.15%
|
|
$25,000-$49,999
|
.30%
|
.30%
|
|
$50,000-$99,999
|
.50%
|
.50%
|
|
$100,000+
|
.80%
|
.80%
|
|
WISE RATE
|
*APY*
|
|
.25%
|
.25%
|
|
SAVINGS RATE
|
*APY*
|
|
.15%
|
.15%
|
**Assumes quarterly reinvestment of interest.
The APY assumes interest will remain on deposit until maturity, a withdrawal will reduce earnings.
|
