Rates

INTEREST RATES

   August 20,2008 - September 24, 2008

Certificates of Deposit & Individual Retirement Accounts

TERM

RATE

*APY*

MINIMUM TO OPEN

7-89

1.25%

1.25%

$1,000.00

3 Months

1.25%

1.25%

$1,000.00

6 Months

1.50%

1.50%

$1,000.00

12 Months

2.25%

2.26%

$1,000.00

18 Months

3.25%

3.28%

$1,000.00

24 Months

3.75%

3.80%

$1,000.00

30 Months

3.85%

3.90%

$1,000.00

36 Months

4.00%

4.06%

$1,000.00

**Assumes quarterly reinvestment of interest.
The APY assumes interest will remain on deposit until maturity, a withdrawal will reduce earnings.
Penalty for early withdrawal.

 

Checking and Savings Accounts

DEMAND THE BEST

RATE

*APY*

0-$24,999

.40%

.40%

$25,000-$49,999

.45%

.45%

$50,000-$99,999

.55%

.55%

$100,000+

.75%

.75%

 

MONEY MARKET

RATE

*APY*

0-$24,999

.75%

.75%

$25,000-$49,999

1.25%

1.26%

$50,000-$99,999

1.50%

1.51%

$100,000+

2.00%

2.02%

 

WISE RATE

*APY*

.50%

.50%

 

SAVINGS RATE

*APY*

.50%

.50%

**Assumes quarterly reinvestment of interest.
The APY assumes interest will remain on deposit until maturity, a withdrawal will reduce earnings.

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