Rates

INTEREST RATES

    JULY 26, 2010

Certificates of Deposit & Individual Retirement Accounts

TERM

RATE

*APY*

MINIMUM TO OPEN

7-89

.25%

.25%

$1,000.00

3 Months

.45%

.45%

$1,000.00

6 Months

1.00%

1.00%

$1,000.00

12 Months

1.25%

1.25%

$1,000.00

18 Months

1.50%

1.51%

$1,000.00

24 Months

1.75%

1.76%

$1,000.00

30 Months

2.00%

2.01%

$1,000.00

36 Months

2.25%

2.26%

$1,000.00

 

**Assumes quarterly reinvestment of interest.
The APY assumes interest will remain on deposit until maturity, a withdrawal will reduce earnings.
Penalty for early withdrawal.

 

Checking and Savings Accounts

DEMAND THE BEST

RATE

*APY*

0-$24,999

.20%

.20%

$25,000-$49,999

.30%

.30%

$50,000-$99,999

.40%

.40%

$100,000+

.60%

.60%

 

MONEY MARKET

RATE

*APY*

0-$24,999

.35%

.35%

$25,000-$49,999

.60%

.60%

$50,000-$99,999

.75%

.75%

$100,000+

1.25%

1.26%

 

WISE RATE

*APY*

.35%

.35%

 

SAVINGS RATE

*APY*

.25%

.25%

**Assumes quarterly reinvestment of interest.
The APY assumes interest will remain on deposit until maturity, a withdrawal will reduce earnings.

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