Savings Accounts
The Money Market
Higher-yielding money market rates for the more discretionary transactor. Maintain a $2,500.00 balance and the service charge is waived.
Features and Benefits
- $100.00 minimum to open an account
- Six transfers, withdrawals or third party checks per month. A $10.00 charge for each additional item will apply.
- Tiered rates available for accounts with higher balances
- Free Internet Banking with Bill Payment
- Free Mobile Banking with Bill Payment
- Free ATM or Debit Card that can be used at SHAZAM Network Privileged Status ATMs without a transaction service charge
- First order of The Capital Bank checks are free
- A $15.00 service charge applies only if your minimum daily balance falls below $2,500.00
The Capital Savings
Crafted specially to help you save for that next vacation, a new car, or just a rainy day. Whatever you’re saving for, maintain a daily minimum balance of $100 and the service charge is waived!
Features and Benefits
- $100.00 minimum balance to open account
- 6 free withdrawals per quarter (2 per month) with a $1.00 service charge for each additional withdrawal
- Interest is paid quarterly on the collected balance
- Free Internet Banking with Bill Payment
- Free Mobile Banking with Bill Payment
- A $3.00 per quarter service charge applies if your balance daily minimum balance falls below $100.00
Certificates of Deposit (CDs)
At The Capital Bank, we understand that each of our customer’s savings needs are as unique as they are...so, we offer a variety of Certificates of Deposit to help meet those savings needs. A team member at The Capital Bank looks forward to helping you select the account that is right for you. Please stop by, give us a call, or send an email today! Always consult a tax or legal professional for tax or investment advice.
Individual Retirement Account (IRAs)
Reaching your long term savings goals are a critical step in reaching your dreams. At The Capital Bank, a branch team member is looking forward to helping you select the account that is right for you and your goals. Please stop by, give us a call, or send an email today! Always consult a tax or legal professional for tax or investment advice.
