Interest Rates
As of April 4, 2013
Certificates of Deposit & Individual Retirement Accounts
| TERM |
INTEREST RATE |
*APY |
MINIMUM TO OPEN |
| 30 & 60 Days |
.10% |
.10% |
$1,000.00 |
| 3 Months |
.15% |
.15% |
$1,000.00 |
| 6 Months |
.25% |
.25% |
$1,000.00 |
| 12 Months |
.40% |
.40% |
$1,000.00 |
| 18 Months |
.50% |
.50% |
$1,000.00 |
| 24 Months |
.75% |
.75% |
$1,000.00 |
| 30 Months |
.85% |
.85% |
$1,000.00 |
| 36 Months |
.95% |
.95% |
$1,000.00 |
| 42 Months |
1.00% |
1.00% |
$1,000.00 |
| 48 Months |
1.05% |
1.05% |
$1,000.00 |
*Assumes quarterly reinvestment of interest.
The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity, a withdrawal will reduce earnings.
Penalty for early withdrawal.
Checking and Savings Accounts
| DEMAND THE BEST |
INTEREST RATE |
*APY |
| 0-$24,999 |
.10% |
.10% |
| $25,000-$49,999 |
.15% |
.15% |
| $50,000-$99,999 |
.20% |
.20% |
| $100,000+ |
.25% |
.25% |
| MONEY MARKET |
INTEREST RATE |
*APY |
| 0-$24,999 |
.10% |
.10% |
| $25,000-$49,999 |
.20% |
.20% |
| $50,000-$99,999 |
.35% |
.35% |
| $100,000+ |
.65% |
.65% |
| WISE INTEREST RATE |
*APY |
| .15% |
.10% |
| SAVINGS INTEREST RATE |
*APY |
| .10% |
.10% |
*Assumes quarterly reinvestment of interest.
The Annual Percentage Yield (APY) assumes interest will
remain on deposit until maturity, a withdrawal will
reduce earnings
At our discretion, we may change the interest
rate on Checking and Savings Accounts daily.
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