When it comes to running any successful business, cash flow is key. Unlock the power of seamless cash management, liquidity optimization, and risk mitigation with our comprehensive suite of Treasury Management services.
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Control your finances, speed up receivables and keep your funds secure with treasury management solutions from Encore Bank.
Streamline your payment processes for suppliers, vendors, and employees. Let us help you maximize the potential of your working capital.
Speed up cash collections with Encore Bank's receivables solutions, providing quicker and more straightforward deposit processing for enhanced efficiency.
With robust measures to mitigate risks and safeguard against potential threats, we are committed to providing you with a safe and secure banking environment.
Boost your business's financial agility with our specialized treasury management optimization services, ensuring optimal cash positions and maximizing returns on excess funds.
Streamline your payment processes for suppliers, vendors, and employees. Let us help you maximize the potential of your working capital.
Easily generate electronic payments such as payroll, vendor payments, and taxes through our seamless ACH Services, ensuring efficiency and convenience in your financial transactions.
View and pay your bills online in one secure location.
Our Business Purchasing Card can improve your organization’s performance by increasing your purchasing oversight, helping to reduce costs, and streamlining your payment process.
Encore Bank provides the functionality to send wires through our secure environment in Encore Commercial Connect. You can customize authorities and dual control options.
Encore Bank goes beyond traditional banking to support your business by offering expert assistance with payroll management. Additionally, our strategic partnership with Lively, Inc. enables us to provide best-in-class Corporate HSA administration services, empowering you to take control of your healthcare costs.
When it comes to running any successful business, cash flow is key. Speed up cash collections with Encore Bank's receivables solutions, providing quicker and more straightforward deposit processing for enhanced efficiency.
Effortlessly streamline your accounting with Encore Bank's Deposit Reconciliation service. Our service generates detailed statements and reports, breaking down activity to provide you with a comprehensive overview for seamless financial management.
Merchant Services lets you accept major credit and debit cards – which can add more convenience for your customers, and more sales for your business.
Encore's Remote Deposit Capture system allows you to securely deposit checks into your Encore Bank account online anytime, all without leaving your office.
Accelerates cash flow and enhances overall efficiency in your financial operations with Encore Bank's Lockbox Services. Through advanced technology, payments seamlessly flow to the lockbox, eliminating manual handling. Simultaneously, deposits reach the bank, and remittance files are promptly delivered to you.
While managing your cash flow using Encore Bank’s solutions, it is very important for us to keep your accounts secure.
Positive Pay adds an extra layer of protection with this check fraud prevention feature that automatically compares details of checks issued each business day.
Payee Positive Pay focuses on verifying the payee information on the check. Your company provides an authorized payee list, and we check the incoming checks to ensure the payee is on the authorized list.
ACH Positive Pay is a service where your business will provide us with a list of authorized ACH transactions, allowing us to monitor incoming ACH transactions against your list and flag exceptions for you to review and approve.
Dual Control allows users to designate transactions requiring approval from a second set of eyes, categorize users as transaction initiators and/or approvers, and receive mobile alerts for pending transactions.
Stay informed about your account activity by receiving personalized alerts on your mobile device with ACH alerts.
Secure your accounts with dual-factor authentication and conveniently oversee sub-users' account and card access from your desktop or mobile device.
Boost your business's financial agility with our specialized treasury management optimization services, ensuring optimal cash positions and maximizing returns on excess funds.
We understand the importance of maintaining an optimal cash position to meet daily operational needs while maximizing returns on excess funds. Our treasury management services provide tailored solutions to help you set and manage Target Cash Balances efficiently. Whether it's streamlining cash flow, minimizing idle cash, or strategically investing surplus funds, we can help you ensure that your business operates with financial agility.
A Zero Balance Account (ZBA) is a checking account in which a balance of zero is maintained by automatically transferring funds from a master account in an amount only large enough to cover checks presented. A ZBA is used by corporations to eliminate excess balances in separate accounts and maintain greater control over disbursements.
Let us help you blend various bank deposit products - like high-yield checking accounts, analyzed checking accounts, money markets and CDs - to optimize liquidity and returns, much like a well-structured investment portfolio.
A Commercial Loan Sweep is an easy and secure way to automatically move money between your checking account and your line of credit. Idle funds in your deposit account are automatically used to pay down your line of credit balance, reducing your interest expense. Automatic loan sweeps from your line of credit into your checking account help you avoid overdrafts and associated fees. Simply set a target balance for your checking account and your line of credit will automatically maintain that balance.